Customer Satisfaction in The Banking Industry: An Empirical Analysis of Product and Service Quality at Eka Metro Bank

STUDY OF THE IMPLEMENTATION OF BUSINESS ETHICS PRACTICES IN THE OPERATIONS OF THE DIGITAL ONLINE SHOP LINSHOP

Penulis

  • Hersanius Kurnia Peong Politeknik eLBajo Commodus, Labuan Bajo, Indonesia
  • Vina Lucyana Universitas Terbuka, Indonesia
  • Laurensius Sandrio Politeknik eLBajo Commodus, Labuan Bajo, Indonesia

DOI:

https://doi.org/10.63604/vebkn746

Kata Kunci:

Product quality, service quality, customer satisfaction

Abstrak

This study aims to analyze the influence of product quality and service quality on customer satisfaction 
at Bank Eka Metro. Competition in the current banking industry demands that every financial institution 
continuously improve product and service quality to maintain customer loyalty. This study employed a 
quantitative approach with a survey method, distributing questionnaires to 50 respondents who were 
active customers of Bank Eka Metro. The data analysis technique used was multiple linear regression 
with the assistance of SPSS version 23. The results of the study indicate that, partially, product quality 
has a positive and significant effect on customer satisfaction. Similarly, service quality has a positive and 
significant effect on customer satisfaction. Simultaneously, both variables also have a positive and 
significant effect on Bank Eka Metro customer satisfaction.

Referensi

Amanda, P., & Indra, N. (2024). Pengaruh kualitas produk dan kualitas pelayanan terhadap kepuasan pelanggan pada MIXUE Ice Cream & Tea. Pusat Publikasi Ilmu Manajemen, 2(3), 217–226.

Aulia, A. I., & Rofiaty. (2023). The effects of product quality and service quality on customer satisfaction at Bank Sinarmas. Jurnal Manajemen Pemasaran Dan Perilaku Konsumen, 2(2), 262–269.

Blokdyk, G. (2021). Customer satisfaction: A complete guide – 2021 edition. 5STARCooks.

Gultom, P., Utari, C., & Manalu, M. W. (2024). Impact of service quality and product quality on customer loyalty through customer satisfaction on UMKM in the field Kota Medan. Journal of Management Analytical and Solution (JoMAS), 4(2), 059-070.

Hayani. (2021). Pengaruh kualitas produk dan kualitas pelayanan terhadap kepuasan konsumen di Kedai Kaizar Lahat. Jurnal Gentiaras Manajemen dan Akuntansi, 13(2), 85–94.

Kaltum, U., Bernik, M., & Kirana, D. H. (2024). Manajemen kualitas. Unpad Press. Kotler, P., & Armstrong, G. (2016). Principles of Marketing (16th ed.). Harlow: Pearson Education Limited.

Kotler, P., & Keller, K. L. (2016). Marketing Management (15th ed.). New Jersey: Pearson Prentice Hall.

Mutiasari, A. I. (2020). Perkembangan industri perbankan di era digital. Ekonomi Bisnis dan Kewirausahaan, 9(2), 32-41.

Naini, N. F., Santoso, S., Andriani, T. S., Claudia, U., & Nurfadillah. (2022). The Effect of Product Quality, Service Quality, Customer Satisfaction on Customer Loyalty. Journal of Consumer Sciences, 7(1), 34–50

Putri, N. D., Novitasari, D., Yuwono, T., & Asbari, M. (2021). Pengaruh kualitas produk dan kualitas pelayanan terhadap kepuasan pelanggan. JOCE IP, 15(1), 30–47.

Sugiyono. (2019). Teori Rumus regresi. Metode Penelitian, 34–51.

Tjiptono, F., & Chandra, G. (2019). Service, quality & customer satisfaction (Edisi ke‑5). Yogyakarta: ANDI.

Wirtz, J., & Lovelock, C. H. (2016). Services marketing: People, technology, strategy (8th ed.). World Scientific Publishing Co.

Unduhan

Diterbitkan

2025-12-30

Terbitan

Bagian

Volume 4 Nomor 1 (Juni 2025)

Cara Mengutip

Customer Satisfaction in The Banking Industry: An Empirical Analysis of Product and Service Quality at Eka Metro Bank: STUDY OF THE IMPLEMENTATION OF BUSINESS ETHICS PRACTICES IN THE OPERATIONS OF THE DIGITAL ONLINE SHOP LINSHOP. (2025). JURNAL AKADEMISI VOKASI, 4(2), 23-37. https://doi.org/10.63604/vebkn746

Artikel Serupa

1-10 dari 21

Anda juga bisa Mulai pencarian similarity tingkat lanjut untuk artikel ini.

Artikel paling banyak dibaca berdasarkan penulis yang sama